Kuroji · The AI CFO
An AI CFO agent that watches your bank, your Stripe, your payroll — keeps a cryptographically auditable ledger underneath, and tells you what’s coming before it costs you a Tuesday.
§01 — The Problem
How long until we die. Everything else — burn, MRR, gross margin, churn — is a derivative of that one question.
01
Pry, Finmark, Causal, Runway.com — all need you to maintain hiring plans, vendor lists, scenario assumptions. Founders never do.
02
Brex IQ, Mercury IQ — useful if you're all-in. A real runway picture needs payroll plus Stripe plus planned spend, not just one bank's view.
03
Then Brex acquired it. Everyone on Mercury, SVB, Chase, Ramp, or a credit union has no equivalent left.
04
What if we delay two hires sixty days and lose our top customer — twenty-minute exercise nobody does on time, ever.
§02 — The Architecture
Read-only first. Books second. Money movement last — and only with hard, contractual limits. Kuroji never asks for trust it hasn’t already earned.
I
Read-Only · Zero Risk
Cash on hand, burn rate, runway, MRR. Conversational scenarios. Anomaly detection. Board-update drafts.
II
Reversible · Audited
Posts journal entries. Reconciles the bank feed. Categorizes new charges per learned rules. Drafts vendor payment batches.
III
Narrow Scope · Hard Limits
Pays approved vendors on optimal date. Sweeps excess cash to treasury. Files sales tax. Sends scheduled investor updates.
§03 — How It Works
01
Plaid handles the OAuth handshake. Your credentials never touch us. Multi-bank from day one — RBFCU, Mercury, Brex, Chase, anything Plaid supports.
02
One read-only restricted key per Stripe account, scoped to balance transactions and charges. Multi-account if you run a portfolio.
03
Every transaction becomes an immutable, hash-chained event. The ledger projects double-entry journal entries from a deterministic rule engine. Re-derivable from canonical inputs at any time.
04
'What's our runway?' returns a number with a citation chain back to the events that produced it. No extrapolation. Kuroji never computes money in its head.
§04 — The Audit Story
Every external event lands as one immutable row, linked by SHA-256 hash to the row before it. Journal entries are derived from a deterministic rule engine and chained the same way.
Drop any event into the verifier and we can re-derive every number that descends from it — independently, on demand, with the receipts. Built so your CPA can defend the books at audit time without asking Kuroji a single question.
§05 — Pricing
Most founders pay $3–8K/mo for a fractional CFO who shows up every two weeks. Kuroji is awake all the time, and the highest tier still costs less than a single hour of theirs.
Founder
$99
/MO · Single Entity
Operator
$299
/MO · Single Entity
Portfolio
$599
/MO · + $99 / Entity
Enterprise tier (Ring III money movement) requires SOC 2 + compliance review. See Full Pricing →